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HP Deal Assistant Live · in production at Aurea Capital

A broker talks.
The submission writes itself.

From a messy email
to a submission-ready deal.

Brokers describe a deal in plain language. HP Deal Assistant structures every field, runs compliance as it goes, and hands the approver a complete, auditable submission — no back-and-forth.

Phone notes, voice memos, half-finished emails. HP Deal Assistant turns unstructured broker submissions into a clean, compliance-checked deal record both sides can trust.

1 conversation
Instead of 8 emails
Every field
Structured & traceable
Sydney
Data hosted in Australia
DealAC-202604-D7C
Total loan$3.5M · 70% LVR
Security15 Harbour Street, Sydney
StructureFirst mortgage · 12mo
ComplianceNo failures
StatusReady for review
What comes in
Voice memo · 0:48“…new purchase for Jane Doe, borrowing through the Pty Ltd, Harbour Street place, want three and a half, first mortgage, twelve months…”
Forwarded emailABN somewhere in the attachment. EMV ~$5m? Will confirm rent. No payout figure — it's a purchase.
What the approver receives
Total loan$3,500,000
LVR70%
BorrowerDoe Holdings
Security15 Harbour St, Sydney
ComplianceCleared
The core loop

Talk it through.
Watch the deal build.

The broker types or dictates the deal on the left. On the right, every field fills itself in — loan, LVR, security, structure — while compliance is checked on every message. When it's complete, it submits.

HP Deal Assistant Draft
JSjohnsmith Sign out
Hi, I've got a new purchase deal to submit. Client is Jane Doe, age 38, Australian resident. Borrowing through Doe Holdings Pty Ltd, ABN 12 345 678 901. Property is 15 Harbour Street, Sydney NSW 2000, residential investment, EMV $5 million. Looking for $3.5 million, first mortgage, 12-month term, capitalised interest.
Recorded the new purchase deal for Jane Doe borrowing through Doe Holdings Pty Ltd. Security is a residential investment at 15 Harbour Street, Sydney, EMV $5M. Loan requested is $3.5M, first mortgage, 12-month term.
No compliance failures detected so far.
Next, please provide:
  • Borrower company trading status
  • Borrower income source
  • Assets & liabilities strength
The company is currently trading, income through residential property rentals across Sydney. They are solvent, no arrears. A&L strength is strong. No other guarantors — Jane is the only one. There's a tenant paying $4,500/month on a 2-year lease.
Recorded company is trading and generates income from residential property rentals. Borrower is solvent with no arrears. No third-party guarantor; Jane Doe is sole director and guarantor.
No compliance issues detected. Deal is ready for review.
Type deal information or ask a question…
Why we built it

Private lending
runs on guesswork
and email.

A submission arrives half-complete. The lender emails back for the trading status, the ABN, the payout figure. Days pass. The deal stalls. Multiply that across a pipeline and the cost is enormous — not in software, in time and missed deals.

HP Deal Assistant sits between brokers and lenders as a structured middle layer. It turns an unstructured submission into a traceable, auditable record — one conversation, not eight emails.

01
Incomplete submissions
Broker information arrives non-standard and incomplete, forcing lenders into repeated back-and-forth before a deal can even be assessed.
02
No pipeline view
Status, documents and compliance live scattered across inboxes and spreadsheets. Nobody has a single view of where every deal stands.
03
Manual compliance
Credit-policy matching and compliance checks are done by hand — slow, easy to miss, and a real risk when the rules and timing matter.
04
Nothing is auditable
When a regulator or credit committee asks how a decision was made, the trail is buried in threads. HP Deal Assistant makes the record the proof.
How it works

Three steps.
One conversation.

No forms to learn, no fields to hunt for. The broker describes the deal the way they'd say it out loud — the assistant does the structuring, checking and routing.

01
Talk the deal through
The broker types or dictates the deal — borrower, security, amount, structure — in plain language. Attach documents as you go. No template required.
02
The assistant structures & checks
Each message fills the structured deal record — loan, LVR, security asset, guarantors — and runs compliance on every turn. Missing fields are asked for, not guessed.
03
Submit & track to decision
When the record is complete and clear, the broker submits for review. The lender picks it up in a pipeline that's already structured, checked and auditable.
For the lender

A pipeline,
not an inbox.

Credit, compliance and operations teams work from one board. Every deal arrives structured, every broker is managed in one place, and approvals move forward without leaving the platform.

Admin · Deal pipeline
Pipeline Brokers Compliance
Active deals
38
In review
11
Brokers
24
Avg. to decision
2.1days
Illustrative interface — sample data, not a client pipeline
New2
AC-2604-F1A$1.2M
Roe — Parramatta
ABA. Broker
AC-2604-G2B$880K
Bloggs — Glebe refinance
BAB. Agent
In review2
AC-2604-D7C$3.5M
Doe — Harbour St
JSJ. Smith
Compliance cleared
AC-2604-H3C$2.1M
Public — Burwood
ABA. Broker
Compliance cleared
Awaiting docs1
AC-2604-J4D$1.7M
Sample — refinance
JSJ. Smith
Payout figure pending
Approved1
AC-2603-B9E$4.0M
Citizen — Bondi
BAB. Agent
Approved
Compliance & security

Auditable
by design.

HP Deal Assistant ships with the legal and security infrastructure private lending demands — built in, not bolted on, and running in production today.

Data hosted in Australia

Every record lives in a Sydney-region database. Self-built authentication, encrypted at rest — a deliberately minimal attack surface.

Consent & terms, enforced

Separate Broker and Admin platform-use terms with a mandatory consent flow. Nobody acts on a deal without an accepted, logged agreement.

Compliance on every turn

The assistant checks each message against credit policy as it's recorded — so failures surface in the conversation, never after submission.

What it does

Captured by talking.
Checked as you go.

The deal is captured in conversation, checked against credit policy while it is still being written, and routed to a person who decides. None of this is a roadmap item — it is what broker and approval teams use in production today.

Capture
A hundred-plus fields
Security, transaction, borrower and loan terms across four blocks — filled as the broker speaks, with no switching between forms.
Check
Eight credit policy checks
Borrower entity, security type, geography, loan amount, term, LVR, business purpose and exit strategy — flagged on the spot, not days later.
Track
Ten trackable states
Draft, pending review, in review, awaiting further information, submitted, conditionally approved, approved, settled, declined, withdrawn.
Approve
A separate approver workspace
View deals, amend fields, price, approve or return — with a reason required whenever a deal is returned.
Access
Permissions from the org structure
Who can see whose deals follows the reporting hierarchy, rather than being configured one by one.
FAQ

Common questions.

Does the assistant make lending decisions?
No. It structures the submission and surfaces compliance checks. Credit and compliance teams make every call — the assistant just makes sure they're working from a complete, checked record.
Where does our data live?
In a Sydney-region database, with self-built authentication and a deliberately minimal set of dependencies. Documents are stored against each deal, and the record is auditable end to end.
Who is it for — brokers or lenders?
Both. Brokers submit and track deals through the conversation; lenders' credit, compliance and operations teams review, approve and manage brokers from the admin pipeline.
Is it actually in production?
Yes — it is in production at Aurea Capital, an Australian lender, where the broker and approval teams run deals through it as part of the working day. The compliance and security infrastructure is in place.
Bring your pipeline
onto one conversation.
We're onboarding private lenders and broker teams. See your own deals run through HP Deal Assistant in a working pilot.
Book a pilot →

Accounting for next

 

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