Strategic financial oversight and decision support for growing businesses
We provide ongoing CFO-level reporting, budgeting, cash-flow management, and management accountability—without the need for a full-time hire.
What this service covers
Financial leadership for owners and leadership teams, focused on decision-quality information and disciplined execution. Typical scope includes:
- Financial reporting and insights
Monthly management reporting, trend analysis, KPI tracking, and variance explanations. - Budgeting and forecasting
Annual budgets, rolling forecasts, scenario planning, and sensitivity analysis. - Cash-flow and working capital management
Cash-flow forecasting, liquidity planning, receivables/payables discipline, and funding readiness. - Cost structure and margin management
Cost review, profitability by product/service/customer, and practical levers to improve margins. - Decision support
Pricing, hiring plans, CapEx decisions, new product/market initiatives, and “build vs buy” assessments. - Management accountability
Structured monthly reviews, action tracking, and follow-through with responsible owners.
Deliverables
Deliverables are tailored to business size and complexity, and may include:
- Management P&L, Balance Sheet, and Cash-flow pack
- KPI dashboard (financial + operational)
- 12-month cash-flow forecast (rolling)
- Budget and forecast model (with scenarios)
- Board / investor-ready reporting (where applicable)
- Action register with responsibilities and deadlines
How engagements are run
We work in a cadence that supports consistent decision-making:
- Set-up and baseline
Confirm objectives, reporting structure, chart of accounts consistency, and data quality. - Reporting and review cycle
Regular reporting pack + structured review meeting with management. - Operational improvements
Identify priority control/process gaps (billing, collections, approvals, reporting cadence) and implement practical fixes. - Ongoing decision support
Provide analysis for key initiatives as they arise (e.g., growth, staffing, financing, new market).
Who this is for
This service is a fit where the business:
- Has outgrown basic bookkeeping-only oversight
- Wants reliable visibility on cash, profitability, and key drivers
- Needs forecasting discipline and measurable execution
- Requires CFO-level support without hiring internally
What we need from you
To keep reporting timely and accurate, we generally require:
- Access to accounting system and key financial data (e.g., Xero and bank feeds)
- Clear ownership of operational inputs (sales pipeline, staffing plans, major contracts)
- A nominated point of contact for approvals and documentation
- A regular meeting cadence for decision-making and accountability
Frequently asked questions
Do you replace an in-house CFO?
No. We provide CFO-level advisory and operating rhythm suitable for SMEs. Where a full-time CFO is required, we can support the transition and handover.
Can you work with our existing bookkeeper/accountant?
Yes. CFO Advisory typically sits above bookkeeping and compliance work, and we coordinate to ensure data quality and reporting consistency.
Do you provide tax advice as part of this service?
Tax work can be scoped separately (e.g., BAS, income tax, tax planning) to keep responsibilities clear and deliverables well-defined.
How quickly can we start seeing value?
Most clients see immediate improvements once reporting structure, cash visibility, and the monthly review cadence are in place.